I’ve tried every system in the book to teach my kids how to manage money. We’ve done the “Spend, Save, Share” envelopes and a whole bunch of different reward systems for earning money. But, as you have probably experienced, sometimes you need to change the system. I was looking for a better way to teach my children to become financially responsible without constantly battling with them when I came across the book Smart Money Smart Kids by Dave Ramsey and his daughter Rachel Cruze. Not only is the book based on their own personal experience but it’s also based on years of teaching and sharing the same strategies and principles to thousands (make that millions) of families. And the best part — every suggestion is rooted in the same biblical truths that Dave Ramsey professes in Financial Peace and Total Money Makeover. So if you’re a Ramsey fan, you’re going to love this one!
Three Things I Loved About Smart Money Smart Kids
1. There’s something for every age child.
2. The book addresses the values that shape our financial habits.
3. It’s not a “Black and White” rule book — it gives you permission to start where you are and do what you can.
Have you read Smart Money Smart Kids? I’d love to hear your thoughts on it. What’s one thing you plan to implement right away?
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